Complete Insurance & Investment Services for NRIs
From life and health insurance to mutual funds, home loans and estate planning in India — designed and serviced end-to-end for NRIs worldwide.
Everything You Need to Know About NRI Insurance
Managing Indian financial affairs from abroad shouldn't be complicated. Vimal Life Care specializes in end-to-end financial services for NRIs across the Middle East, USA, UK, Singapore, Canada and Australia — from securing your family in India with the right life and health cover to building long-term wealth through mutual funds and property investments. Every process — KYC, medical exams, documentation, premium payments in foreign currency — is handled remotely.
Why NRI Insurance With Vimal Life Care
Global Servicing
Complete onboarding and servicing available via video, email and WhatsApp.
Premiums in Foreign Currency
Pay from your NRE / NRO / FCNR account in USD, AED, GBP, SGD and more.
Higher Life Cover Eligibility
NRIs typically qualify for larger sum-assured based on foreign income.
India-Specific Health Plans
Cover your parents and family back home with plans that never expire.
Repatriable Investments
Mutual funds and insurance maturity proceeds repatriable through NRE accounts.
Estate & Succession Planning
Ensure smooth wealth transfer to your family in India with expert nominee & Will guidance.
A Financial Partner You Can Trust for Life
IRDAI Certified Advisor
Licensed insurance advisory you can trust with every policy.
AMFI Registered Distributor
Registered mutual fund distributor for unbiased investment advice.
Personalized Financial Planning
Solutions designed around your goals, not product commissions.
Lifetime Claim Assistance
Free annual reviews, renewals and dedicated claim support.
Complete NRI Insurance Solutions
Every nri insurance plan we recommend is carefully compared across India's top insurers and institutions — so you never overpay and never under-cover.
Talk to Our Advisor- NRI Term Life Insurance
- Health Insurance for Parents in India
- NRI Home Loans across leading banks
- Mutual Funds via NRE / NRO accounts
- Retirement & Pension Plans
- Child Education & Wedding Plans
- Medical exam coordination abroad
- Complete online KYC and documentation
Who Needs NRI Insurance?
Gulf & Overseas NRIs
Living in UAE, USA, UK, Singapore or beyond.
NRIs With Family in India
Parents or spouse who depend on you.
Property Investors
NRIs buying real estate back home.
OCI & PIO Holders
Global citizens investing across India.
Frequent Travellers
Regular India commuters seeking wider cover.
Future Returnees
Planning eventual return and retirement in India.
Compare Your NRI Insurance Options
Should you buy an Indian policy or an overseas one? Compare both on cover, cost, servicing and repatriation before you decide.
* NRI insurance eligibility, premium, underwriting, tax treatment, currency of payout, repatriation, medical requirements and servicing depend on the insurer, product, country of residence, FEMA/RBI requirements, applicable tax laws and policy terms. Please verify the current terms before purchasing.
Frequently Asked Questions
Yes. Most Indian insurers accept NRI applications — we handle the medical exam abroad, digital documentation and premium payments in foreign currency.
Yes, via your NRE, NRO or FCNR account. We help set up automated recurring premiums in your currency.
Yes. Claim and maturity amounts credited to NRE accounts are fully repatriable without any RBI approval.
Our dedicated NRI desk coordinates directly with your nominee in India and manages the entire claim process on your behalf.
Absolutely — except for a few restricted schemes for US and Canada residents. We handle KYC, FATCA and account setup for you.
Talk to Your NRI Insurance Expert
Share your details and Ghanshyam Singh will personally reach out within 24 hours to design a plan tailored for you. Free 30-minute consultation, zero obligations.
Plan Your India Portfolio From Anywhere in the World
Book a free consultation with certified advisor Ghanshyam Singh today.