Give Your Child the Future You Dream Of
A dedicated education corpus built via mutual funds, child ULIPs, Sukanya Samriddhi and insurance — ready when your child needs it, no matter what happens to you.
Everything You Need to Know About Child Education Planning
Higher education costs in India are doubling every 7-8 years — a private engineering degree that costs ₹15 lakh today will cost ₹40+ lakh by 2035. Overseas education costs even more. Vimal Life Care builds a dedicated child education corpus using a blend of mutual funds, Sukanya Samriddhi Yojana, child insurance plans and ULIPs — with a critical protection layer so the plan continues even if something happens to you.
Why Child Education Planning With Vimal Life Care
Goal-Based Corpus
Calculate exact amount needed for school, graduation and post-graduation.
Power of Early Compounding
Starting at your child's birth can triple the corpus vs starting at age 10.
Waiver of Premium Benefit
Plan continues automatically even if the parent passes away — child's future stays safe.
Tax-Efficient Growth
Sukanya Samriddhi and PPF earn tax-free interest; ELSS gives 80C benefit.
Milestone Payouts
Get partial payouts at key education stages — school, +2, graduation, PG.
Overseas Education Ready
Foreign-currency-linked plans hedge against rupee depreciation.
A Financial Partner You Can Trust for Life
IRDAI Certified Advisor
Licensed insurance advisory you can trust with every policy.
AMFI Registered Distributor
Registered mutual fund distributor for unbiased investment advice.
Personalized Financial Planning
Solutions designed around your goals, not product commissions.
Lifetime Claim Assistance
Free annual reviews, renewals and dedicated claim support.
Complete Child Education Planning Solutions
Every child education planning plan we recommend is carefully compared across India's top insurers and institutions — so you never overpay and never under-cover.
Talk to Our Advisor- Sukanya Samriddhi Yojana (for daughters)
- Child ULIP with premium waiver
- Equity mutual fund SIPs
- Guaranteed Child Endowment plans
- Overseas education corpus planning
- PPF for tax-free long-term growth
- Term insurance on parent's life (built-in)
- Milestone-based withdrawal design
Who Should Plan Child Education Today?
New Parents
Start at birth for maximum compounding power.
Parents of School Kids
6-14 age group with 8-12 years of runway.
Overseas Aspirants
Hedge foreign currency and rising tuition fees.
Grandparents
Gift a dedicated education corpus as legacy.
NRI Parents
Build the fund in India from abroad.
Ambitious Families
Aim for premier colleges without financial stress.
Compare Your Child Education Planning Options
The instrument you pick today decides how large your child's education corpus will be in 15 years. Compare the three most common options for building an education fund.
Disclaimer: The figures and features shown above are for general educational and comparison purposes only and may vary by product, insurer, scheme, prevailing rates, policy terms, market conditions and applicable laws. Return figures are indicative and should not be treated as guaranteed returns unless specifically stated as guaranteed under the applicable product terms. Guaranteed benefits, guaranteed additions, bonuses and other benefits depend on the specific product and policy terms. Market-linked investments such as Equity SIPs are subject to market risks, and returns are not guaranteed. Tax benefits and tax treatment are subject to applicable tax laws and individual circumstances. Please review the latest product documents, benefit illustration and applicable terms before making any financial decision.
Frequently Asked Questions
For an Indian engineering / medical degree, plan for ₹40-60 lakh in 15 years. For overseas education, ₹1-2 crore. We calculate the exact number for your child's age and stream.
A combination works best. Sukanya gives tax-free guaranteed returns for daughters, SIPs give higher long-term growth, and ULIPs bundle life cover with investment. Our advisor blends them optimally.
If the parent (proposer) passes away, the insurer pays all future premiums so the child's education plan continues untouched — a critical safety net.
Ideally at birth. Every 5-year delay roughly halves the corpus you can build for the same monthly outflow.
Yes — Sukanya Samriddhi and endowment plans allow partial withdrawals for education and marriage after specified ages.
Talk to Your Child Education Planning Expert
Share your details and Ghanshyam Singh will personally reach out within 24 hours to design a plan tailored for you. Free 30-minute consultation, zero obligations.
Secure Your Child's Dreams — Start Today
Book a free consultation with certified advisor Ghanshyam Singh today.